Entire condo

Spacious Gulf Pearl at Ocean Reef Ask about our special Snowbird rates

Beachfront condo near Panama City Beaches

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Room options

About the area

Panama City Beach

On the beach.With a stay at this well-placed condo, you'll be half a mile (1 km) from Panama City Beaches and within 2 miles (3 km) of Pier Park. Also, Hidden Lagoon Golf and Racetrack is within half a mile (1 km) and Holiday Golf Club is within 2 miles (3 km).

What's nearby

  • Hidden Lagoon Golf and Racetrack - 1 min walk - 0.0 km
  • Panama City Beaches - 5 min walk - 0.4 km
  • Holiday Golf Club - 19 min walk - 1.6 km
  • Swampy Jack's Wongo Adventure - 2 min drive - 2.5 km
  • Pier Park - 3 min drive - 2.8 km

Getting around

  • Northwest Florida Beaches Intl. Airport (ECP) - 20 min drive

Restaurants

  • ‪Sharky's Beachfront Restaurant - ‬12 min walk
  • ‪Starbucks - ‬7 min walk
  • ‪Diego's Burrito Factory - ‬2 min drive
  • ‪Shuckums Oyster Pub & Grill - ‬2 min drive
  • ‪Runaway Island - ‬2 min walk

About this property

Entire place

You'll have the entire condo to yourself and will only share it with other guests in your party.

Spacious Gulf Pearl at Ocean Reef Ask about our special Snowbird rates

Gulf Pearl excells in the ABCs of a great beach vacation. Experience great Amenities Beauty and Comfort as a preferred guest of the Gulf Pearl at Ocean Reef Resort. Upgrades include new appliances, new drapery throughout, new sheet rock, new paint and more. It's like being in a brand new condo. From March through October, guests of Gulf Pearl can relax on the beach with complimentary beach service including a pair of reserved lounge chairs and an umbrella. Enjoy sparkling white sand, crystal clear water and clear blue skies accentuate the vibrant aquamarine Gulf of Mexico. Gulf Pearl, shares the best characteristics of the finest natural pearl. Gulf Pearl is a four bedroom, 3 bath, sixth floor, beach front condominium in the Ocean Reef Resort. Much like a glistening pearl, Gulf Pearl is rare and it stands above the rest. Visitors with discerning taste are pleased when they arrive at Gulf Pearl.

Much of the value of a fine pearl is based on practicality, iridescence and luster. Comfort and Luxury are two of the features that make Gulf Pearl superior to other beach condos. The emphasis on providing a comfortable environment for guests of all ages is evident in every room. As nature always enhances the luster and beauty of a fine pearl, Gulf Pearl is consistently evolving We hope you'll be delighted to find the most recent upgrades when you arrive. We always want to make a positive Impression to help guests have a great vacation and to have them call on us for their return trips.
Resort policies require that at least one person in the party be at least 25 years old.


The comfort-ability of Gulf Pearl is heightened by its convenience with a reserved parking spot just one flight of stairs away from the unit. There are additional parking spaces on the 5th floor & across the street to accommodate multiple vehicles, key-less entry, a collapsible shopping cart sturdy enough to transport items to and from the parking lot or the beach.
The beach front, king size, master suite is an en suite with PRIVATE BATH & personal access to the Gulf front balcony. The suite has overhead & indirect lighting, excellent quality bedding, ample storage space & a flat screen television. Enjoy the beauty and privacy of the suite.
The Second, king size master suite has private access to the second full bath. Beautiful and thoughtfully decorated, it is also spacious and serene with ceiling fan, overhead and task lighting and a flat screen television.
BEDROOMS THREE AND FOUR are on the north side of the condo with perfect views of the Hidden Lagoon Mini Golf course across the street. They are furnished with a QUEEN BED & FULL OVER FULL BUNK BED, ceiling fan, dresser, walk in closet and Jack and Jill access to the third full bath.
The full-size washer and dryer are in the laundry room, right outside the fourth bedroom.
The kitchen is open and well-furnished to assure ease of preparation and service. The large granite bar, beautiful custom cabinets & back splash adorn the kitchen’s Coastal Living style appeal. The cook has a good view of the gulf and sky.
Gulf Pearl spacious family room is light & airy, with a large dining table, breakfast bar, sofa, love seat & 60 in in flat screen television. The living room includes a night and day chest with a comfortable queen size bed that doubles as an entertainment center during the day. The entire southern wall is windows and sliding glass door to the balcony, the views from this room are simply amazing.
Resort amenities include Indoor & outdoor pool, hot tub, exercise & elliptical room, covered parking, & walking distance to: Starbucks, Hidden Lagoon Mini Golf, Hidden Lagoon Race Track & Go Karts, Fun Land Arcade, Alvin’s Island and Topical Store & the popular Runaway Island Beachfront Restaurant & Grill.
Low density, is one of the great features to enjoy when you’re staying at Gulf Pearl. On the east side of the resort, a very large portion of the beach is open and void of development. This greatly enhances the view and room to explore and play on the beach.
Extended families and friends may enjoy “Sugar Shores” also; it is a beach front, 4-bedroom, 3 bath condo on the west end of the same floor.

Gulf Pearl is less than a mile from Pier Park. Even closer, you may enjoy brunch at the Pancakery, lunch at Carrabbas Italian Grill or plan your next bike trip while walking through Indian Motorcycles of Panama City Beach or Harley Davidson PCB. There is also great fun nearby at the Aaron Bessant Park, Frank Brown Park with basketball, tennis, and pickle ball courts plus multiple soccer and baseball fields where traveling fast pitch softball and baseball tournaments are played every summer. Frank Brown Park is also home of the Panama City Beach Aquatic Center. Many of the exciting festivals and concerts are also at Frank Brown.
The comfort, convenience and luxury of Gulf Pearl is the perfect setting where families and friends can enjoy a wonderful vacation. If you deserve the best and want to share that with the people closest to you, plan now to be pampered as guests of Gulf Pearl.

Ocean Reef Resort policies requires that at least one member of every party be at least 25 years old to rent.

Panama City Beach Account Number 7814

Similar properties

Property amenities

Beach

  • On the beach
  • Beach loungers

Pool/Spa

  • Communal pool
  • Fenced private pool
  • Heated pool
  • Hot tub
  • Indoor pool
  • Outdoor pool
  • Sauna

Internet

  • Available in the condo: Free WiFi

Parking and transportation

  • Car recommended
  • Onsite parking options include a garage

Kitchen

  • Blender
  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Dishwasher
  • Electric kettle
  • Ice maker
  • Lobster/crab pot
  • Microwave
  • Oven
  • Paper towels
  • Refrigerator
  • Stovetop
  • Toaster

Dining

  • Dining table

Bedrooms

  • 4 bedrooms
  • Bedsheets provided

Bathroom

  • 3 bathrooms
  • Bathtub or shower
  • Hair dryer
  • Shampoo
  • Soap
  • Toilet paper
  • Towels provided

Living spaces

  • Dining table
  • Living room

Entertainment

  • Books
  • DVD player
  • Flat-screen TV with cable/satellite channels
  • Games
  • Music library

Outdoor areas

  • Balcony
  • Barbecue grill
  • Garden
  • Outdoor furniture

Laundry

  • Laundry facilities
  • Washing machine

Comfort

  • Air conditioning
  • Ceiling fan
  • Heating

Pets

  • No pets allowed

Suitability/Accessibility

  • Elevator
  • Smoking not allowed

Services and conveniences

  • Iron/ironing board
  • Meal delivery service

Location highlights

  • Near a health/beauty spa
  • Near a zoo
  • Near the bay
  • Near the marina
  • Near the ocean
  • On the waterfront

Things to do

  • Arcade/game room
  • Bicycle parking
  • Bicycle storage
  • Gym
  • Heated pool
  • Basketball nearby
  • Birdwatching nearby
  • Cycling nearby
  • Ecotours nearby
  • Fishing nearby
  • Golfing nearby
  • Hiking/biking trails nearby
  • Jet skiing nearby
  • Kayaking nearby
  • Motor boating nearby
  • Parasailing nearby
  • Rafting nearby
  • Sailing nearby
  • Scuba diving nearby
  • Snorkeling nearby
  • Surfing/bodyboarding nearby
  • Swimming nearby
  • Water tubing nearby
  • Wildlife walks nearby
  • Windsurfing nearby
  • Winery tours nearby

Safety features

  • Carbon monoxide detector not reported (host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • Fire extinguisher
  • Deadbolt lock

General

  • At least 80% lighting from LEDs
  • Bicycle parking
  • Bicycle storage
  • Eco-friendly cleaning products used
  • Garden
  • Humane treatment of captive wild animals
  • Local artist showcase
  • Locally-owned and organized tours and activities
  • Unit size: 1,600 square feet
  • Water-efficient showers
  • Water-efficient toilets

Policies

Check-in

Check-in time starts at 4:00 PM
Minimum check-in age: 25

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Rules

To confirm the reservation please provide full name and age for all travelers and reason for travel within 24 hours of booking
Please provide phone number for the main renter within 24 hours of booking
Must show proof of government issued ID within 24 hours of booking and must be 25 or older to gain access to the property.

Pets

  • No pets allowed

Children and extra beds

  • Children are welcome.

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
This property uses eco-friendly cleaning products
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a deadbolt lock
This property has outdoor spaces, such as balconies, patios, terraces which may not be suitable for children; if you have concerns, we recommend contacting the property prior to your arrival to confirm they can accommodate you in a suitable room
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
Charges for extra guests may apply and vary according to property policy.
A cash deposit, credit card, or debit card for incidental charges and government-issued photo identification may be required upon check-in.
Special requests are subject to availability at the time of check-in. Special requests can't be guaranteed and may incur additional charges.
    This property is managed by a private host, not a professional engaged in trade or business. This property has outdoor spaces, such as balconies, patios, terraces which may not be suitable for children. If you have concerns, we recommend contacting the property prior to your arrival to confirm they can accommodate you in a suitable room. Onsite parties or group events are strictly prohibited. This property uses eco-friendly cleaning products. For guests' safety, the property includes a fire extinguisher, a smoke detector, and a deadbolt lock in each accommodation.

Property Registration Number 3979

Property is also known as

Vrbo Property
Amenities Beauty Comfort = A great Spring or Summer 21 Vacation

Spacious Gulf Pearl at Ocean Reef Ask about our special Snowbird rates Reviews

Reviews

8.6

Excellent

Rating 10 - Excellent. 27 out of 57 reviews
Rating 8 - Good. 20 out of 57 reviews
Rating 6 - Okay. 8 out of 57 reviews
Rating 4 - Poor. 2 out of 57 reviews
Rating 2 - Terrible. 0 out of 57 reviews

8.6/10

Cleanliness

Reviews

6/10 Okay

Vikki S.

Stayed 7 nights in Oct 2025

8/10 Good

Heather F.

Liked: Cleanliness
Stayed 7 nights in Jun 2025

10/10 Excellent

Kathy S.

Liked: Cleanliness

Beach Vacation 2025

We had a wonderful vacation. Lots of memories.
Stayed 7 nights in Jun 2025

10/10 Excellent

Rachel N.

Liked: Cleanliness

7th Annual Girls Trip

We had a fabulous time at the beach thus year. Overall the condo was great and would definitely stay again. A couple of things could be fixed (floor in kitchen and master shower for soap, add toilet paper holder, dryer snags clothes, minor things) The condo was clean but I noticed a couple spots wnere counter wasnt scrubbed well and there was dust on bathroom floor and ubder bed. Not a vig deal and was able to take care of it quickly. The beds were awesome and being close to the parking apot was great! We had a great time and cant wiat to book again!
Stayed 7 nights in Jun 2025

6/10 Okay

Patrick H.

Stayed 3 nights in May 2025

10/10 Excellent

Wesley C.

Liked: Cleanliness

Great Condo and good location.

Would definitely stay here again! Putt putt and go carts right across the street . Plenty of places within walking distance. Local Steamer has some of the best fresh seafood to get and bring back to the room . 10 min walk to Senior frogs , 12 min to sharkees, and there is a restaurant next store to the condo . Rooms were as advertised and plenty of space and a huge balcony and caught a nice ocean sunset . My family misses it already .
Nice sunset
Great views
Stayed 5 nights in May 2025

10/10 Excellent

Danielle H.

Liked: Cleanliness

Outstanding

Overall outstanding condo
Stayed 3 nights in May 2025

8/10 Good

Kimberly H.

Nice location

Spacious quite Condo nice location especially tontje beach.
Stayed 7 nights in Apr 2025

8/10 Good

Thea B.

Liked: Cleanliness

The Prefect Location

I recently stayed at the Ocean Reef Condo in Panama City Beach, and it was a fantastic experience from start to finish. The condo is oceanfront, and the views from the balcony were absolutely stunning—perfect for enjoying morning coffee or watching the sunset.The unit itself was spacious and comfortable, with four well-appointed bedrooms and three clean, modern bathrooms. It easily accommodated our group without ever feeling crowded. The living area was cozy and inviting, and the kitchen came fully equipped, which made it easy to cook meals when we didn’t feel like dining out.The only minor suggestion I would make is that the sofa in the living room could be replaced, as it showed a bit of wear. However, it didn’t take away from the overall comfort and enjoyment of the space.The resort amenities were great as well—easy beach access, a nice pool, and a secure, peaceful atmosphere. We also appreciated the convenient location, close to restaurants, shops, and attractions.Overall, I highly recommend this condo for families or groups looking for a relaxing beachfront getaway in Panama City Beach. We would definitely stay here again!
View from the balcony
View from the balcony
Stayed 5 nights in Apr 2025

6/10 Okay

Tracy M.

Disliked: Cleanliness

Beautiful location, very nice condo, but NOT CLEAN

The location was amazing, this condo has wear and tear and could be an amazing place. FILTH, so dirty. Dust everywhere. The beds have not been cleaned under in ages. There was still breakfast food droppings from the previous renters on the table and bench at the table. The stove and counter were so dirty. Left over toothpaste in the sink in master bath, toothpaste spit on the mirrors. Fingernail clippings on the joint bathroom. The entry carpet rug was not even vaccumed. Soap scum on the master bath sink. The base boards haven't been touched. This unit was not at all cleaned prior to our arrival. After calling the number they send people over to clean which was not done correctly so we cleaned ourselves. 275 cleaning fee, can not be justified here. After the cleaning people left we stripped the beds in fear that the bedding wasn't changed and we washed that ourselves. THE MATRESSES ARE DISGUSTING, horribly stained. And the pillows are all stained as well. The headboard in the queen room wasn't even bolted tight. There was dog hair all over the sofa and it smelled like wet dog. The owner needs to take a walk through this unit, strip the beds and pillows and see exactly what is going on with the cleaning service. We didn't let this ruin our trip, the condo was a good price and can be amazing. This is an honest review. I've taken photos.
Stayed 7 nights in Apr 2025

4/10 Poor

Michelle C.

Disliked: Cleanliness

Below expectations

The property was in a good location but the room was not clean and was far below expectations. The top bunk bed was broken, dust everywhere, and there was a musty smell the whole week. The worst part about our stay was that there was dog hair everywhere, and considering that one of the people in our party is severely allergic, we will not be back. Additionally, there was a sock found on the floor when we arrived that was from a previous group, and the floor was gritty from sand before we ever went to the beach. There was sand in one of the beds before anyone has slept in it, and we had to wash, sweep, and deodorize the unit before we could even settle in.
Stayed 6 nights in Mar 2025

10/10 Excellent

George S.

Liked: Cleanliness

Amazing Condo!

My family and I were absolutely Blown Away from the magical views and perfect condo. This was our favorite vacation condo we have ever stayed at and we can't wait to come back! The property managers and security were wonderful And the owners were super nice and very accommodating. We liked it so much we extended our stay by 2 days
Stayed 6 nights in Oct 2024

10/10 Excellent

Chelsea A.

Liked: Cleanliness

Fall break

We had a great time, considering it was the week Hurricane Helene came through. Great property and beautiful beach!
Stayed 7 nights in Sep 2024

8/10 Good

Steve Adams A.

Liked: Cleanliness
Stayed 29 nights in Feb 2024

10/10 Excellent

Janet A.

Liked: Cleanliness

Condo

Loved the view and cleanliness of the condo. Everyone had a bed!!! That’s hard for 8. Easy access to everything too.
Stayed 7 nights in Jun 2024

10/10 Excellent

Teri G.

Liked: Cleanliness

Paradise for a week

We had a wonderful stay in the Gulf Pearl @ Ocean Reef. The beds were comfortable and there was plenty of space for our group. The unit was clean upon entering, balcony was large and the view was the BEST! Dr. George responded quickly to any questions or concerns we had and was very informative on things to do on double red flag days! The ONLY negative we had (which it was mentioned in booking) it they are strict on the 4 o'clock check-in. We got into town around 11:30am and spent our time at Pier Park and then Runaway Island (next door) until check-in time, so we were still soaking up PCB :)
Stayed 7 nights in Jun 2024

10/10 Excellent

Lori M.

Liked: Cleanliness

A wonderful stay in a beautiful condo and resort.

After a we reaching thousands of condos I found the Gulf Pearl at ocean reef and even after search more and more I kept coming back to the gulf pearl at ocean reef. It was the perfect size for our 8 guests. We loved the large couch and the large table. The rooms were good sized. I did read a review that said they wish they had more hooks in the bathrooms so I did purchase and bring some over the door hooks with me and i donated them to the condo. I also donated some boogie boards in the deck box on the balcony. The kitchen is well stocked and had everything we needed and the blender and the pots/pans/skillets were also nice. I couldn’t find a baking sheet other than a muffin tin and i couldn’t find the cutting boards until the last day but those are minor. The condo unit is very nice. The building is also nice. We didn’t wait long for elevators and it was in a nice equal distance from sights and restaurants. The location also allows cut through to back beach rd and middle beach rd to help make maneuvering easier. The traffic is terrible everywhere. Beach chair rentals are available outside the condo in the beach but they’re $50 per day. That’s ALOT. it’s not run by the condo though. Security staff was on point. The pool strictly closes at 10:00. So be aware.
Stayed 7 nights in Jun 2024

10/10 Excellent

Tricia L., Edwardsville, USA

Liked: Cleanliness

Great Place

This condo was perfect for us. There were 7 adults. We all had plenty of room. Really liked the parking spot for the unit was only one floor below. The furnishings and everything were nice. The location was great could walk to anything you needed. Would looked into staying here again on our next trip to PCB
Stayed 6 nights in May 2024

10/10 Excellent

Gayle S., Dousman wi USA

Liked: Cleanliness

Excellent vacation!

The condo, beach and scenery was incredible! We had a small problem and the owner contacted the staff and it was cleared up very fast! Highly recommend. We had a wonderful time!
Stayed 6 nights in Apr 2024

6/10 Okay

Mary N.

Liked: Cleanliness

Great location but had a couple of issues

The location is great, and the building is nice. This unit was probably updated not too long ago, but much of the furniture showed alot of wear. Two of the bedrooms are small, with one having little to no room on the floor for suitcases. We had married children who couldn't make the bedroom work for 2 people. The other bedroom had bunk beds but they were a little shaky. So my son slept on the couch. Bedrooms had only 1 nightstand--made it difficult to charge phones and have them nearby. The manager was great--our washer was broken but she quickly worked it so that we could use a washer in another unit. We had a good time, but the bedroom situation was a bummer as my son didn't get good sleep.
Stayed 4 nights in Sep 2023

8/10 Good

Jimmy M.

Overall great stay

Our group enjoyed our time. I feel like it had all the space we needed. 1 room was tight quarters but only 1 person stayed in that room, so it wasn't a problem for them. The large table was great for our game nights. The only issues any of us had was cleanliness. Every bathroom had hair left in the floor and stuck to the sides of the toilets. There were a couple hairs found on toilet seats. The master bathroom had toothpaste still in the sink. One of our friends ended up stepping on a small piece of glass by the table. I found another piece later on. That's my only qualms though. The cleaning person(s) need to do better or be replaced. Overall, we would definitely stay here again. The location was great. There weren't many condos by ours. So you almost feel like you have the beach to yourselves. Still close to a lot of great food options though. Definitely go to the donut joint across the street. You will thank me!
Stayed 4 nights in Sep 2023

10/10 Excellent

april f.

Liked: Cleanliness

Great couple getaway

We had 4 couples that stayed here for the weekend. It was a great getaway, location was convenient and an easy walk down to the beach. The layout of the condo was nice for couples. Only complaint was that we could not get the AC to go below 77 but it was extremely hot outside.
Stayed 2 nights in Aug 2023

8/10 Good

Anoushka R.

Good property but bring your own sheets

The property itself was as described and had a beautiful view, beach area, and pool. However, the sheets and pillowcases on the beds seemed to be the wrong size and had many stains. I only noticed after sleeping on it the first day, so I had to wash the sheets and use some of my own blankets. I would recommend the property as long as you bring your own bedsheets, blankets, and pillows.
Stayed 7 nights in Mar 2023

10/10 Excellent

Misty N.

Liked: Cleanliness

2023 Graduation vacay

We had a great time and the condo was perfect for our needs! The communication with properly mgr? was great! Not sure why we had to go 10 minutes down the road to pick up the paperwork to check in, especially when everything else seemed on auto. But it was ok, Carolyn was wonderful to give thorough step by step directions & answer all my questions. Glad there was a Walmart nearby for groceries and other supplies. The condo had everything, it seemed, except cookie sheets to bake our fries on and no pot holders But we had foil and made our own and used towels for pot holders. We’re so grateful that that was the worst of it, it was such a nice condo and great location! We’d definitely recommend the 2nd week in August… very few crowds and at times we had the pool to ourselves. The wagons in the rooms were SO HELPFUL!! We used these so much to get all our stuff up to the condo and also when we had to stock up on groceries for the week. They also had fans which we brought our own, but so nice that a place actually thought of that!
Stayed 7 nights in Aug 2023

10/10 Excellent

Thomas S.

Liked: Cleanliness

Exactly what the doctor ordered!

Everything about our stay exceeded expectations. We highly recommend!
Stayed 7 nights in Aug 2023