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The Exchange. Loft Living.

Apartment perfectly located for exploring Effingham

Choose dates to view prices

Photo gallery for The Exchange. Loft Living.

A bar area with a wooden ceiling and bar stools.
A modern living room with a grey sectional sofa, a wooden coffee table, and a dining area with a round table and chairs.
Book a Private Room @ Wheat Penny
A modern kitchen with a central island, bar stools, and a seating area with a sofa and a plant.
A building entrance with a wooden door, a mailbox, and a bench outside.

Reviews

9.8 out of 10
Exceptional

Entire apartment

2 bedrooms2 bathrooms93 sq m

Popular amenities

  • Kitchen
  • Washer
  • Dryer
  • Pet friendly
  • Air conditioning
  • Parking available

Explore the area

View in a map
Effingham, IL
  • Place, Effingham County Courthouse
    ‪2 min walk‬
  • Place, Bliss Park
    ‪11 min walk‬
  • Place, Village Square Mall
    ‪2 min drive‬

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About the area

Effingham

Heart of Effingham.You'll find Effingham County Courthouse and HSHS St. Anthony's Memorial Hospital within a 15-minute walk of this Effingham apartment. Also, Bliss Park is within half a mile (1 km) and Village Square Mall is within 2 miles (3 km).
View more Apartments in EffinghamOpens in a new window

What's nearby

  • Effingham County Courthouse - 2 min walk - 0.2 km
  • Bliss Park - 11 min walk - 1.0 km
  • Village Square Mall - 2 min drive - 2.8 km
  • Effingham Performance Center - 4 min drive - 4.5 km
  • Lake Sara - 10 min drive - 11.7 km

Getting around

  • Effingham Station - 8 min walk

Restaurants

  • ‪Dairy Queen - ‬2 min drive
  • ‪McDonald's - ‬5 min drive
  • ‪Gabby Goat American Pub & Grill - ‬7 min walk
  • ‪Golden Corral - ‬6 min drive
  • ‪Niemerg's Steakhouse - ‬20 min walk

About this property

The Exchange. Loft Living.

Industrial modern loft located in the heart of downtown Effingham! Don't miss our destination speakeasy just two floors below for amazing bites and the best cocktails in town! Walking distance to several downtown restaurants and our local coffee shop! Who needs a car?

Two bedrooms and two baths with queen beds, full kitchen, laundry, high speed wifi, and a 55" smart TV (we provide HBO Max, Disney+, & Hulu).

If you are working while you're visiting us, we have designed an inspired shared office space downstairs, just inquire with us so you can be your most productive and then spend more time relaxing!



We love to host and would love for you to stay with us! Kids, pets, and babies are welcome also! Just be prepared for the stairs in this historic building.

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Property amenities

Beach

  • Beach towels

Internet

  • Available in the apartment: WiFi

Parking and transportation

  • Parking on site

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Refrigerator
  • Stovetop

Bedrooms

  • 2 bedrooms
  • Bedsheets provided

Bathroom

  • 2 bathrooms
  • Hair dryer
  • Towels provided

Living spaces

  • Living room
  • Separate dining area

Laundry

  • Laundry facilities
  • Washing machine

Comfort

  • Air conditioning
  • Heating

Pets

  • Pet friendly
  • Welcoming cats and dogs only
  • One pet total (up to 218 lbs per pet)

Suitability/Accessibility

  • Smoking not allowed

Location highlights

  • In the city center

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • Fire extinguisher
  • First aid kit

General

  • Unit size: 1,000 square feet

Policies

Check-in

Check-in time starts at 4:00 PM
Minimum check-in age: 25

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

  • Pets are welcome
  • Only dogs and cats are allowed
  • Maximum 1 (weight limit: 218 lbs per pet)
  • Service animals are exempt from fees

Children and extra beds

  • Children are welcome.

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a first aid kit
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
Charges for extra guests may apply and vary according to property policy.
A cash deposit, credit card, or debit card for incidental charges and government-issued photo identification may be required upon check-in.
Special requests are subject to availability at the time of check-in. Special requests can't be guaranteed and may incur additional charges.
    This property is managed by a professional host. The provision of housing is linked to their trade, business, or profession. Onsite parties or group events are strictly prohibited. For guests' safety, the property includes a carbon monoxide detector, a fire extinguisher, a smoke detector, and a first aid kit in each accommodation.

Property is also known as

678118

Frequently asked questions

Does The Exchange. Loft Living. have an airport shuttle?

Airport shuttle services are not available at this apartment.

How much does it cost to stay at The Exchange. Loft Living.?

As of Oct 13, 2026, prices found for a 1-night stay for 2 adults at The Exchange. Loft Living. on Nov 1, 2026 start from CA $176, excluding taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Does The Exchange. Loft Living. offer free breakfast?

This apartment does not offer free breakfast.

Is there a casino at The Exchange. Loft Living.?

No, there is no casino at this apartment.

What time is check-in at The Exchange. Loft Living.?

Check-in begins at 4:00 PM.

Is there free parking at The Exchange. Loft Living.?

Free parking is not available at this apartment.

Does The Exchange. Loft Living. have a pool?

This apartment does not have a pool.

Does The Exchange. Loft Living. have a spa?

There are no spa services available at this apartment.

How close is The Exchange. Loft Living. to downtown Effingham?

This apartment is 0.1 mi away from Effingham.

The Exchange. Loft Living. Reviews

Reviews

9.8

Exceptional

Rating 10 - Excellent. 5 out of 6 reviews
Rating 8 - Good. 1 out of 6 reviews
Rating 6 - Okay. 0 out of 6 reviews
Rating 4 - Poor. 0 out of 6 reviews
Rating 2 - Terrible. 0 out of 6 reviews

9.8/10

Cleanliness

Reviews

Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Wonderful stay! Second time we've stayed with them & it's great!
Stayed 3 nights in Jan 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
This property was a little larger than the pictures made it look (in our opinion). It was clean and met all of our needs. We would definitely consider coming back in the future if traveling through Effingham again.
Stayed 1 night in Jun 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place to stay

Very convenient location, Very cosy and stylish apartment, with a big variety of things to do (f.e. games, the arcade machines were great!). But also nice shops and restaurants in walking distance to explore, very quiet at night.
Stayed 4 nights in Apr 2025
Verified review

8/10 Good

Liked: Cleanliness, check-in, communication, location, listing accuracy
Check in process was smooth, making it stress free and fast!!! Walking around down town for food and fun was very enjoyable!!! Wheat Penny was 10/10 minus a few loud people that spoiled the mood. Water pressure in the shower not great and would be helpful if there was a mirror above the desks as those could double as an area to get ready in the am to free up bathroom space. The building is beautiful!!!! Loved the video games!!!
Stayed 2 nights in Mar 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful place

The pictures are nice, but the place is so much more beautiful in person. The only con I can come up with is the 25 stairs you must go up. With luggage its cumbersome. The place however is nicely placed directly downtown and within walking distance to shopping, restaurants and pubs. The rental is well stocked and very clean. Easy rental all the way around.
Stayed 2 nights in Feb 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Stayed 3 nights in Mar 2025